October, 2017 | The Zambezian

Buying a foreclosed home is different from buying an ordinary house that’s up for sale. In the event of getting a foreclosed home, you only deal with a single party – a real estate agent in most cases. The seller also needs to acquire a letter of approval from the relevant housing finance institution, and there is usually very little or no negotiations in the process. Note that there is no evaluation. The homes are usually sold as-is, making it significant to have some tips for buying a foreclosed home at your fingertips should this be your only avenue to joining the country’s clique of homeowners.

Tips for buying a foreclosed home

Paperwork

There various forms to fill when obtaining a foreclosed home but none of them is as important as the letter of approval. This is the letter that puts you, the buyer, and the seller on solid legal grounds. Get a professional real estate agent to help you out with the paperwork to ensure that no detail is left out. Involving a real estate agent also enables you to ensure that none of the papers are fake or invalid since there is a long list of pranksters who will sell you a non-existent property given a chance.

The cost of repair

Since most foreclosure homes are sold as-is, consider the cost of restoring the house back to its former glory. A foreclosed house that’s close to the city or a metropolitan setup can be easier to repair than a house in the countryside. This is because the movement of building materials to the site is easier and cheaper when the house in question is close to hardware shops and numerous construction experts to choose from. A house on the hill may, on the other hand, be difficult to renovate compared to one that is accessible by heavy-load construction trucks.

How long has it been empty?

People don’t shy away from a foreclosed home without reason. Avoid houses that have been on offer for too long. These are usually houses that are flanked with legal problems or ownership problems. Getting to the root of the matter may be time-consuming. You can also waste a considerable amount of money in the process and still end up empty-handed. Foreclosed houses that have been vacant for too long are prone to sewer-related problems. The amount of work and resources needed to get its power and other utilities up and running again is another factor to bear in mind.

Window shop

Buying a house is no different from purchasing an electric appliance or upgrading your wardrobe. Take your time to check out the list of available foreclosed homes in the area. Compare prices, architectural designs, landscape issues as well as the real estate dealer at the center of the sale process. Foreclosed homes under reputable real estate agent firms are the best pick. This doesn’t mean that you shouldn’t try out smaller; less established firms because they can be as good as the established ones. Go for efficiency and professionalism in your choice of agent. The overall objective is to acquire the best home at a prime location without going through hustle that characterizes the purchase of a foreclosed home under some circumstances.…

Maintenance tips for healthier hair

Protect your hair

The hair needs protection from the wind, sun, and rain. The hair should not be exposed to dirt, pollution, and excessive sun. This damages the hair further since it causes dirt to build up, causes the hair and scalp to dry out. Such a condition increases one’s chances of getting an infection on their scalp. One should always covet the hair with a hat or an umbrella.

Handle wet hair cautiously

Wet hair is often very fragile and may break easily. When the hair is wet, the roots and the shaft can easily break. One should shampoo lightly and avoid brushing the hair immediately after washing the hair. One should also avoid drying the hair with a towel when wet. One should lightly hold the hair up to allow the excess water flow out. If one does not have the time to hold the hair up, they should use an old t-shirt to dry the hair.

Regular conditioning

Frizzy hair can be such a disappointment. One should always condition their hair after washing it every time. The conditioner is meant to help in sealing the moisture content of the hair shaft. Conditioning should be done two inches away from the shaft of the hair. However, one should also avoid over-conditioning the hair since this will make the scalp too oily. This will go a long way in helping your hair not grow frizzy. Be careful to use a conditioner which is moisturizing. In addition to that, it is important to use the same line of hair shampoo and conditioner since they have similar formulation, made for a specific type of hair and work best when used together.

Avoid heat on hair

Most people love blow-drying the hair since it makes it easy to comb. However, the downside of heating the hair is that it makes the hair dry since it strips the hair of its moisture content. The hair may also burn if the heating is over-done. One can use a straightener if very necessary but remember to use it with a hair protectant.

Avoiding tight hair ties

One may love to wear their hair in a ponytail. Be careful to avoid the tight hair ties, alternatively one may use scrunchies which have a cloth around them tight hair ties will cause breakage of the hair. One should also avoid tight braids before bedtime so that they avoid waking up with messy hair. One may opt to do a side braid. Also, avoid leaving the hair open which may cause it to create knots which may cause one to over brush hence cause it to become frizzy.…

Month: October 2017